Economics of Higher Education
Lightning Round SessionSaturday, Jan. 4, 2025 8:00 AM - 10:00 AM (PST)
Hilton San Francisco Union Square, Golden Gate 3
- Chair: Caroline Hoxby, Stanford University
Cap-and-Apply: Unintended Consequences of College Application Policy in South Korea
College Course Shutouts
Do Double Majors Face Less Risk? An Analysis of Human Capital Diversification
Inequality-Aware Market Design
Paper Session
Sunday, Jan. 5, 2025 10:15 AM - 12:15 PM (PST)
Hilton San Francisco Union Square, Union Square 1 and 2
- Chair: Piotr Dworczak, Northwestern University
Waiting or Paying for Healthcare: Evidence from the Veterans Health Administration
Optimal Redistribution via Income Taxation and Market Design
Should the Government Sell You Goods? Evidence from the Milk Market in Mexico
Taxing Externalities without Hurting the Poor
Discussant(s)
Vasiliki Skreta
, University of Texas-Austin and University College London
Dmitry Taubinsky
, University of California-Berkeley
Mohammad Akbarpour
, Stanford University
Dan Waldinger
, New York University
Market Design in College Admissions
Paper Session
Sunday, Jan. 5, 2025 10:15 AM - 12:15 PM (PST)
Hilton San Francisco Union Square, Union Square 11
- Chair: Evan Riehl, Cornell University
College Application Mistakes and the Design of Information Policies at Scale
Inequity in Centralized College Admissions with Public and Private Universities: Evidence from Albania
Stakes and Signals: An Empirical Investigation of Muddled Information in Standardized Testing
Finance and Development
Paper Session
Sunday, Jan. 5, 2025 1:00 PM - 3:00 PM (PST)
Hilton San Francisco Union Square, Continental Ballroom 9
- Chair: Martin Kanz, World Bank
Default Contagion in Microfinance
Abstract
Joint liability is one of the hallmarks of microfinance. Though it is intended to reduce non-payment, it has also been hypothesized to lead to default contagion, whereby non-payment by one borrower may reduce the likelihood of repayment by groupmates. Utilizing unexpected deaths, we document significant default contagion in one of Chile's largest microfinance institutions. We estimate that a single default causes an additional 0.8 borrowers to default, indicating that nearly half of observed default is due to contagion.Credit Contracts, Business Development, and Gender: Evidence from Uganda
Discrimination Expectations in the Credit Market: Survey Evidence from India
Discussant(s)
Simone Gabrielle Schaner
, University of Southern California
Anna Vitali
, New York University
Janis Skrastins
, Washington University-St. Louis
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