Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts
Friday, December 22, 2023

Decline and decay of nudges

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  Here's the latest paper to suggest that small "nudges" can have much less of a lasting effect than was initially thought. Th...
Saturday, March 25, 2023

Junk Fees and Related Pricing Practices

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  The White House is taking interest in hidden fees, both  because they interfere with competition on price (e.g. when Ticketmaster reveals ...
Wednesday, November 16, 2022

Blood Money, by John Dooley and Emily Gallagher

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  Are paid plasma donors being exploited? Here's a paper that suggests not, but rather that the payments that plasma donors receive can ...
Saturday, March 13, 2021

Frequent flier miles, infrequent flying, and credit cards

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  The WSJ has the story of how frequent flier programs keep airlines afloat even when there is less frequent flying: American Airlines to Us...
Thursday, October 15, 2020

Frequent flier programs during the pandemic slowdown in air travel

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 It turns out that frequent flier programs get a lot of their income from credit cards that reward purchases with miles. So they are one of ...
Saturday, September 26, 2020

The unsharing economy: part time gig evicting people from their apartments

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  Vice.com has the story: Gig Economy Company Launches Uber, But for Evicting People--A company called Civvl says evicting people is the &qu...
Saturday, February 24, 2018

Debt traps and money lending

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Credit for poor borrowers is a subject of importance in both the developing and developed world. Here's a new paper... Debt Traps? M...
Sunday, January 28, 2018

How banks support payday lenders and check cashing services by dissing their low income customers

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Here's a story from the WSJ that I found disturbing (and which helps explain why many people choose to be "unbanked" and to p...
Friday, November 3, 2017

Payday lending and check cashing

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In the WSJ: The Hand-to-Hand Combat to Save Payday Lending Payday lenders and consumer advocates fuel letter-writing campaigns ahead of ...
Saturday, June 25, 2016

Repugnance watch: Nude photos as collateral for loans

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The Guardian has the story:  China's 'naked loans' force female students to bare all in return for more cash "Shady inte...
Wednesday, August 12, 2015

Credit cards in Who Gets What and Why--excerpt in Business Insider

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Yesterday's Business Insider published a few-paragraph excerpt from Who Gets What and Why : The 'cash back' you get from your...
1 comment:
Thursday, January 22, 2015

Payday loans

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The NY Times has a discussion of payday loans, and whether and how they might be regulated. (See also my previous posts on payday loans .) ...
1 comment:
Thursday, August 14, 2014

New York Prosecutors Charge Payday Lenders With Usury

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The New York Times has the story:  New York Prosecutors Charge Payday Lenders With Usury "A trail of money that began with triple-d...
Wednesday, February 12, 2014

Payday loans versus bank overdraft charges

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I've blogged before about very-high-interest-rate  payday loans  to "unbanked" customers, and the repugnance with which they ...
6 comments:
Saturday, October 26, 2013

Payday loan shops to be taxed to fund cheaper alternatives

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The Guardian has the story: Labour vows to impose new tax on payday lenders Ed Miliband says his party would double the £13m a year gi...
Sunday, September 15, 2013

Payday loans (and other high interest lending) as repugnant transactions

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In poor communities there is a profitable business of making very high interest rate loans to employed but "unbanked" workers. Hi...
27 comments:
Thursday, January 10, 2013

Marriage markets and credit markets

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 With attitudes about money being an important ingredient of marital compatibility, is it any wonder that a readily available index for one ...
2 comments:
Tuesday, September 13, 2011

The Receivables Exchange and the NYSE

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I've been following The Receivables Exchange in several prior posts , and now the NYSE is interested too: today's WSJ reports NYSE ...
Sunday, August 8, 2010

New Orleans Receivables Exchange

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In several earlier posts I've been following the progress of the New Orleans Receivables Exchange . The State of Louisiana has now pa...
Monday, May 17, 2010

Informal money transfer networks: "hawala"

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The informal money transfer system known as Hawala (or hundi) is in the news with the arrest of three Pakistani men in New England who are ...
9 comments: